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College football is in a state of chaos, one of extreme uncertainty. Many are good. But is anyone great?

No. 10 BYU (8-0) will soon be an underdog at Texas Tech. No. 9 Vanderbilt (7-1) lost its only game against a title contender (Alabama). No. 8 Georgia Tech (8-0) has been on the verge of defeat three times despite playing the seventh-easiest schedule among power conference teams. 

No. 7 Ole Miss (7-1) has repeatedly struggled against inferior opponents and hasn’t beaten a team with a winning record in a power conference. No. 6 Oregon’s (7-1) wins have come against FBS opponents with a combined record of 16-31. No. 5 Georgia (6-1) could have four losses if not for a Tennessee missed field goal, a wrongly ruled Auburn fumble, and a 17-0 fourth-quarter run against Ole Miss.

No. 4 Alabama (7-1) is solid, but nowhere near its former self, opening the season with a blowout loss at Florida State (3-4), then dodging a series of near-upsets. No. 3 Texas A&M (8-0) is a well-balanced force, but earned its best win (Notre Dame) on a missed extra point and hasn’t beaten a team in the top half of the SEC standings. No. 2 Indiana (8-0) earned championship credibility with its win at Oregon, but the Ducks’ shining moment of the season was scraping by James Franklin’s Titanic.

What about Ohio State, the top-ranked, unbeaten reigning champ?

The Buckeyes’ (7-0) case can look convincing, having allowed a total of four touchdowns through seven games and less than six points per contest under first-year defensive coordinator Matt Patricia, but they also haven’t faced a top-35 power conference offense. Wide receiver Jeremiah Smith may be the most talented player in the nation, but his offense ranks 54th in total offense and 40th in scoring. There hasn’t been a national champion in the past decade to finish outside the top 20 in scoring.

Their marquee win (then-No. 1 Texas) has lost nearly all its value, and Ohio State lost its chance to make a statement on Saturday against Penn State, with interim coach Terry Smith and quarterback Ethan Grunkemeyer replacing Franklin and Drew Allar, respectively.

The Buckeyes then face an easy road (Purdue, UCLA, Rutgers) before traveling to Ann Arbor for a chance to beat Michigan for the first time in six years.

Only then will Ohio State have a chance to validate its absurdly priced (+250) status as the heavy favorite for the national title. Only then will we get a chance to know if the most loaded team might reach its potential.

Until then, domination will have to do for Ohio State (-20.5), continuing against the Nittany Lions.


  Texas Longhorns player Arch Manning warms up before the game against the Mississippi State Bulldogs. Getty Images Texas Longhorns player Arch Manning warms up before the game against the Mississippi State Bulldogs. Getty Images

Vanderbilt (+2.5) over TEXAS

I’m legitimately not sure if Arch Manning’s potential absence (concussion) helps or hurts the Longhorns, who just escaped with back-to-back overtime wins against a pair of teams (Kentucky, Mississippi State) that are winless in SEC play. But I am sure I would regret going against Diego Pavia, who is 15-5-1 as an underdog against the spread.

SMU (+11.5) over Miami

The Mustangs were caught looking ahead in last week’s upset loss to Wake Forest, but the matchup they were waiting for is here. Carson Beck’s inconsistency and turnover issues should give SMU — top 10 in the nation in interceptions, top 20 in stop rate — extra opportunities to keep it close.

Louisville (-10.5) over VIRGINIA TECH

“Enter Sandman” at Lane Stadium remains a sight to behold. Everything after it is unwatchable. The Hokies are allowing more than 33 points per game and have three home losses this season, including a 19-point drubbing by Old Dominion.


  Indiana Hoosiers head coach Curt Cignetti. Robert Goddin-Imagn Images Indiana Hoosiers head coach Curt Cignetti. Robert Goddin-Imagn Images

Indiana (-21.5) over MARYLAND

Mike Locksley will soon complete his seventh straight losing season in Big Ten play. Under Locksley, the Terps are 0-7 against top 15 teams at home, losing by an average of 32 points. Maybe one day they’ll use some of that Big Ten money they sold their ACC soul for to do what virtually every other power conference program does without hesitation.

Georgia (-7.5) over Florida

After more than three decades as an assistant, Billy Gonzales is getting thrown to the dogs in his first game as a head coach. The Gators have lost three games to ranked teams by double digits, thanks to DJ Lagway — ranked second in the nation with nine interceptions — and the nation’s 124th-ranked offense.

BOSTON COLLEGE (+28.5) over Notre Dame

The Irish are 3-4 against the spread as favorites this season. The Eagles (1-7) don’t have much else going for them.


  Behren Morton #2 and Mitch Griffis #12 of the Texas Tech Red Raiders celebrate after a touchdown during the second half against the Oklahoma State Cowboys at Jones AT&T Stadium on October 25, 2025 in Lubbock, Texas. Getty Images Behren Morton #2 and Mitch Griffis #12 of the Texas Tech Red Raiders celebrate after a touchdown during the second half against the Oklahoma State Cowboys at Jones AT&T Stadium on October 25, 2025 in Lubbock, Texas. Getty Images

Texas Tech (-7.5) over KANSAS STATE

Behren Morton is back under center for the first time in three weeks. The Wildcats’ past two wins (TCU, Kansas) were impressive, but the Red Raiders inspire far more confidence with their starting quarterback, who is unbeaten in the standings and against the spread.

Virginia (-4.5) over CALIFORNIA

The Cavaliers’ magic — the past four wins include three overtime games, plus a late-game, tiebreaking safety — can’t last much longer, but a cross-country flight isn’t enough reason to back the Bears, who sport the nation’s 112th-ranked offense and 105th-ranked run defense.

OLE MISS (-12.5) over South Carolina

How much fight will the Gamecocks have left after blowing a late lead against Alabama and falling to 1-5 in SEC play? How many more games will the Rebels get to enjoy the Lane Kiffin experience, with LSU and Florida lurking with nine-figure offers?

Purdue (+21.5) over MICHIGAN

The Boilermakers’ unsightly secondary will get a breather against true freshman Bryce Underwood, who averages fewer than one touchdown pass per game and is fresh off an 86-yard effort (8-of-17) against Michigan State’s 76th-ranked defense. The Wolverines average 22.5 points against power-conference teams.


  Michigan Wolverines quarterback Bryce Underwood (19) passes in the second half against the Wisconsin Badgers at Michigan Stadium. IMAGN IMAGES via Reuters Connect Michigan Wolverines quarterback Bryce Underwood (19) passes in the second half against the Wisconsin Badgers at Michigan Stadium. IMAGN IMAGES via Reuters Connect

NC STATE (+5.5) over Georgia Tech

The unbeaten Yellow Jackets haven’t looked the part away from home, and their 84th-ranked run defense could struggle against the Wolfpack, who ran for 253 yards (8.7 per carry) in Tech’s 30-29 win last season.

TENNESSEE (-3.5) over Oklahoma

The overrated Sooners defense was exposed in its first matchup against an offense with a pulse, surrendering 431 yards and 34 points against Ole Miss. Next up is Joey Aguilar and the nation’s third-highest-scoring offense.

NEBRASKA (+6.5) over Usc

The Cornhuskers haven’t lost by more than a touchdown at home in two years. The Trojans have dropped seven of their past nine road games.

Get the lowdown on the Best USA Sports Betting Sites and Apps

Cincinnati (+9.5) over UTAH

The Bearcats have won seven straight since a three-point loss to Nebraska, featuring an offense averaging over 38 points per game and a quarterback (Brendan Sorsby) who hasn’t thrown an interception since August. The Utes — who have lost eight of their past 10 games against ranked opponents — may be without starting quarterback Devon Dampier.

Best bets: Georgia, Tennessee, Cincinnati 

This season: 57-78 (9-18)

2014-24 record: 1,392-1,309-31

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