Bank of America prevented homeowners from receiving mortgage-loan modifications under a federal program in order to avoid millions of dollars in losses while benefitting from financial incentives for participating in the program, according to a complaint unsealed in federal court yesterday.

The complaint was filed by whistle-blower Gregory Mackler, a Colorado resident who said he worked alongside BofA execs while an employee at Urban Lending Solutions, a company to which BofA contracted some of its HAMP work.

Mackler said he saw BofA and its loan-servicing subsidiary implement “business practices designed to intentionally prevent scores of eligible homeowners from becoming eligible or staying eligible for permanent HAMP modification.”

The suit is the second whistle-blower complaint unsealed with apparent ties to the $1 billion False Claims Act settlement announced by BofA and the US Attorney’s Office for the Eastern District of New York on Feb. 9.