No plastic

US consumer credit fell in July for the first time in nearly a year, to $3.28 billion, as Americans reduced credit card debt, a worrisome sign for the US economy, which has struggled to create jobs.

E-book accord

HarperCollins Publishers reached an agreement with Amazon.com and other e-commerce companies that results in lower prices for e-books, in keeping with an antitrust deal between the feds and some book publishers. News Corp. owns HarperCollins and The Post.

Teamsters

The Teamsters union is urging FedEx investors to push for an independent board chairman, stripping that role from CEO Fred Smith, citing share performance and pay.

Rhea woe

Housing Authority chairman John Rhea was one of the investors duped by former NBA player C. Tate George’s alleged Ponzi scheme, according to financial disclosure forms.

Sorry, Ackman

General Growth Properties rejected investor Bill Ackman’s request to put itself up for sale.