Dow-n day

Banks led US stocks lower as investors fretted over a widening foreclo sure crisis. The Dow Jones industrial average dipped 1.51 points to 11,094.57. The Standard & Poor’s 500 fell 4.29 points to 1,173.81, and the Nasdaq Composite index fell 5.85 points to 2,435.38.

GM shares

General Motors wants to set aside 5 percent of the common shares in its IPO for employees in the US and Canada, car deal ers and retirees.

Mozilo move

Confidential talks begun in recent weeks appear to be moving toward a set tlement in the Securities and Exchange Commis sion’s civil fraud case against Countrywide Fin ancial ex-CEO Angelo Mozilo and two other for mer executives, WSJ.com reported, citing people fa miliar with the matter.

Chase sells

JPMorgan Chase sold $4 billion in 10- and 30-year debt, according to people familiar with the matter.

CVS pays

CVS Caremark’s retail pharmacy unit agreed to pay $77.6 million to settle a 2008 investigation that it unlawfully sold pseu doephedrine — an ingre dient used to make meth amphetamine.