Wells Fargo has not yet earned back the trust of New York Federal Judge Robert Drain.
The US Southern District Court judge ruled this week that a New York homeowner The Post profiled in August who fought back against the denial of a mortgage modification request by Wells Fargo — had the right to have a new loan-modification request reviewed.
Nyack, NY homeowner Mia Derosa argued that the bank’s August admission that a computer glitch wrongly denied hundreds of customers home-loan help meant that Wells Fargo might have made a similar mistake in January 2018 on her rejected loan-modification request on her existing $650,000 mortgage.
That became especially relevant since Derosa claims Wells Fargo earlier this year wrongly calculated her income.
Additionally, the lender last month settled a 2010 case in front of Drain, in which Texas homeowner Cynthia Carssow-Franklin alleged Wells forged a loan signature.
Wells agreed to pay Carssow-Franklin $175,000 for legal costs, and not to enforce its mortgage, lawyer Linda Tirelli who is representing Derosa and Carssow-Franklin in their separate cases said.
In other words, Carssow-Franklin now has a free home and reimbursed legal fees, Tirelli said.
Drain asked Wells this week why it was not accepting Derosa’s loan modification application, considering that Derosa was earning $11,000 a month, enough to pay the current mortgage and some of the back money she owes, Tirelli said.
A Wells spokesman said it continues to dispute the claims in the Carssow-Franklin case.



