While you may not see many retailers discounting merchandise just yet this holiday season, there are plenty of sales in the stock market.

Some shares are so heavily discounted from their recent highs that they should have signs: 50% off.

Why is it that the Black Friday sales are mobbed with buyers, but when it’s Black Monday in the markets, there are so few?

Investors need to think of corrections and bear markets as door-buster sales — and line up and buy for their own long-term financial security.

Besides, it’s worth more than a new TV or ugly sweater.

In fact, this Black Friday-Cyber Monday shopping season may be an excellent time to buy some stock.

I’m specifically talking to you, millennials.

Yes, you fun-loving, live-for-the-moment types aren’t known to be the best savers or planners for retirement.

One can only imagine how many of you put your cookie jar money in bitcoin or ethereum.

Shares of some of your favorite app or device makers are deeply discounted, and you do have time on your side.

Holding stocks over time is one of the keys to long-term retirement security.

Today more than half the S&P 500 stocks are down over 20 percent from their year-to-date highs.

Here’s a thought to consider for everybody — young and old and “in-betweeners.” Everyone’s situation is different, and everyone needs to get advice from one’s own accountant, lawyer or adviser, but it seems to me that if you’re going to be making an IRA or SEP contribution for 2018, there is usually no reason to wait until the last minute (April 14, 2019) like everyone else.

Maybe you should consider the possibility of doing a little retirement-savings shopping.