As I’ve been proposing for years, a better way to help the economy without running up debt would be to change restrictions on personal retirement plans.

In fact, doing this would increase tax revenue rather than cut it as Trump’s plan will do.

Allow people to take some of the trillions they have in IRAs, 401k’s and other retirement plans and invest the money in real estate and other economy-boosting projects. You can even let people invest in the infrastructure projects that Washington keeps talking about.

These withdrawals can be taxed at a lower rate. That’ll make them attractive to investors and bring money into the Treasury Department.