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Wake up and smell the cha-ching.

A man from Sydney, Australia, was reportedly shocked to wake up recently to discover a mysterious $65,215 had been transferred into his bank account, according to Yahoo News Australia.

“I was worried at first because I thought I got hacked,” said the man, whose name hasn’t been released. 

The HSBC customer said he noticed the money in his account during a random, post-slumber check on his banking app. 

“It was pretty tempting to do something dodgy, I’m not going to lie. But a quick Google search saying it’s a crime was enough for me,” the good citizen said.

The man called the money a “life-changing” amount and said that while he initially felt feelings of excitement, his moral compass eventually took over. 


  The man ended up reporting the mystery funds to his bank. REUTERS The man ended up reporting the mystery funds to his bank. REUTERS

“[I] brought myself back to reality that this is too good to be true and I won’t be keeping that money,” he said.

The reaper of the accidental windfall reached out to his bank via the chat feature on the app to report the apparent error. 

“That sounds so worrying,” a representative from the bank told him after he explained what had happened. 


  A Sydney, Australia man, woke up to a surprise windfall in his HSBC bank account. NurPhoto via Getty Images A Sydney, Australia man, woke up to a surprise windfall in his HSBC bank account. NurPhoto via Getty Images

Tim Mozsny, the head of mortgage services at HSBC, later emailed the man to tell him that the payment issue would be resolved. 

After the resolution, the client was charged $6.25 for a cash advance surcharge — but he also was given $63, which he guessed was a thank you from the bank for reporting the error. 

While the client said waking up to the thousands in his account gave him a “blissful and magnificent feeling,” he described the overall experience as “annoying.”

The Post reached out to HSBC Australia for comment.


  The man was charged a small cash advance fee for the bank’s mistake. Reuters The man was charged a small cash advance fee for the bank’s mistake. Reuters

The bank told Yahoo in a statement: “We can’t comment on individual account matters due to client confidentiality. If customers believe an error has been made in regards to their accounts, we ask them to contact our dedicated customer service team.”

Bank errors resulting in a sometimes dizzying amount of money in a customer’s account are not unheard of.

Back in 2018, a Manhattan venture capitalist woke up with $89 million in his bank. He, too, reported the incident — the money was removed 90 minutes later.

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