New Yorkers ready to retire and leave the bustle of the big city need not travel far.

Milford, Connecticut, a quiet, quaint coastal community just 90 minutes from Manhattan, has been named one of the top towns for upper-middle class retirees.

The seaside town was ranked third in a list compiled by GoBankingRates, which looked at livability scores and the annual cost of living in areas with a larger-than-average population of people over 65.

Using the Pew Research Center’s definition of “middle class,” it designated upper-middle class communities as ones where the annual cost of living comfortably ranged from $120,896 to $155,438.

Dover, New Hampshire, was named the top town for upper-middle class retirees, thanks to its outstanding livability scores and the fact that there are no taxes on Social Security payments.

Laguna Woods, California, came in second — a surprising fact given that it’s in notoriously pricey Orange County.

However, the SoCal enclave is one of the most affordable in the area, as it’s an age-restricted community for people 55 and over. The average home value there is $536,665, while in Laguna Beach — just a 12-minute drive away — the average home value is around $3.3 million.

Milford was ranked third, with an overall livability score of 88, thanks to its access to amenities, low crime rate and civic-minded spirit.

The town hosts several parades and festivals each year, including its annual Oyster Festival each August.

The average home value in Milford is $530,266, while the annual cost of living comfortably is $127,612.

The list featured 50 towns, with only a handful of other Northeast towns making the cut.

Portland, Maine, was named the eighth top town for upper-middle class retirees, while Saratoga Springs, NY, came in at No. 30.

Top 10 towns for upper-middle class retirees