The Biden administration is ending federal bans on evictions and foreclosures on July 31 as the COVID-19 pandemic fades.

The moratoriums prevented landlords from booting deadbeat tenants and contributed to sky-high real estate prices by constricting supply.

About 2.3 million homeowners and about 6.2 million renters — or one in seven, as of late March — aren’t on top of payments, according to a recent Harvard University housing report.

The White House took pains to emphasize efforts to blunt the impact of the Centers for Disease Control and Prevention lifting the moratoriums, which were put in place last year amid high unemployment.

A patchwork of state and local policies will replace the outright bans on evictions, and the White House said it’s encouraging states to adopt diversion plans for people who agree to get back on track with rent.

Associate Attorney General Vanita Gupta is issuing a letter to state officials to encourage diversion programs designed to avoid evictions, the White House said.

Biden administration officials told reporters on a background call that they wanted states to speed up distribution of about $21.5 billion in rental assistance approved in March as part of President Biden’s $1.9 trillion American Rescue Plan Act.

“We are calling on every state and local recipient of the emergency rental assistance to accelerate their efforts to expand their efforts to get funds to tenants and landlords in need as quickly as is possible,” an official said.

A White House fact sheet said, “Money is available in every state to help renters who are behind on rent and at risk of eviction.”