An insurance company is trying to oust the daughter of two NYPD cops — who was permanently disabled in a car accident — from her rehabilitation center and force her into taxpayer-funded home care, a Manhattan federal suit charges.

Natalie Ferber, 20, was riding in a car driven by her off-duty NYPD sergeant mom in Marine Park, Brooklyn, when a livery van pursued by high-speed police crashed into them in November 2014.

But now Aetna is trying to cut the coverage that keeps Ferber at Sea View Hospital Rehabilitation Center, claiming that more care at Sea View isn’t “medically necessary,” her parents’ suit states.

An Aetna spokesman said: “We have covered significant rehabilitative and medical costs for this member and continue to do so.”