The art-gallery deadbeat who still owes $1.6 million to her victims won’t be tossed in jail for making late payments — but is still on the hook for the hefty restitution, a Manhattan judge ruled Friday.

Leigh Morse, 59, was ordered to continue chipping away at the money she still owes four years after being convicted of stealing artwork from her clients with boss Lawrence Salander.

She has managed to pay only a paltry $90,000 toward the $1.7 million bill and prosecutors have accused her of making no effort by refusing to sell her Upper West Side apartment, weekend home in Pennsylvania and some $700,000 worth of artwork.

“She doesn’t want to change her lifestyle. She won’t even do what people do all over New York — rent!” said frustrated prosecutor Kenn Kern.

But defense attorney Ronald Berutti said Morse and her sick husband were relieved by the judge’s decision to not lock her up.

She was acquitted of grand larceny, the top charge, for raking in $77,000 from the sale of two works by Robert De Niro Sr., works owned by his son, actor Robert De Niro.