Gov. Cuomo announced emergency regulations on Monday to prevent insurance companies from discriminating against New Yorkers with pre-existing conditions.

Under the new regs, the state will require that individual and small group accident and health insurance policies — which provide hospital, surgical or medical expense coverage, as well as student accident and health insurance policies — cover the same categories of essential health benefits that currently apply through Obamacare.

Insurers must comply with the new regulations as a requirement of their license in New York.

Cuomo also ordered that companies continue to provide contraception and abortion coverage without co-pays, coinsurance or deductibles, regardless of what the federal government does.

The governor’s moves comes as Congress weighs how to overhaul Obamacare.

A bill passed by the House gives states “flexibility” to skirt key provisions in Obamacare to lower insurance premiums.