Talk about a free ride.

A homeless couple was snapped taking a snooze Saturday on a downtown bench with their own personal Citi Bike propped up next to them.

It’s easy to snag the pay-per-ride cycles for free, said the man, who identified himself as “Red Pea.”

“Fox 5 taught us to do it,” said the 35-year-old, referring to a report by the local station on Citi Bike thefts. “Sometimes people don’t lock them, so you can pull them out.”

But he didn’t need to use that ­illegal trick for this bike — Pea says he found it abandoned at the nearby Alfred E. Smith Houses the day before.

“In the projects, you see a bike [leaning] like this, everyone knows you can use it. You can ride it up to 40th Street, whatever. When I’m done, I leave it for someone else,” said Pea.

It can cost up to $34.95 a day for the rent-a-ride bikes and $150 for a yearly membership. Last summer, police found 67 stolen Citi Bikes dumped in East New York, Brownsville and Crown Heights, Brooklyn.