Most of the cash collected through a fund for Hurricane Katrina victims — $31,849 — was sitting in a bank account at the end of 2008, more than three years after the August 2005 disaster, The Post has learned.

It was stashed in a Carver Federal Savings Bank account opened by New Direction Local Development Corp. on Oct. 3, 2005.

The account had $41,701 at the end of 2005, with the only outgoing transactions paying bank fees.

Over the next three years, there were just five transactions, only three designated for Katrina, and totaling less than $3,000, said James Lee, the group’s accountant from 2006 to 2008.