Two lawyers and 15 other people were charged yesterday with scamming $3 million in a mortgage-fraud scheme that targeted southern Queens’ Guyanese community, authorities said.

Lawyers Roger Huggins and Inderpaul Sookrajm set up a shell company called Home Solution and used the Internet to find homeowners having trouble making mortgage payments, Queens DA Richard Brown said.

They persuaded the homeowners to let them take over the payments for a year while the homeowners re-established their credit, Brown said. They then allegedly took out new mortgages, paid off the older ones and kept the difference.