A New Jersey man’s huge wad of cash kept a bullet from ripping into his thigh.

But it wasn’t all good luck for Jaquan Taylor, 21, of Paterson — who had a $3,400 bankroll in his pocket — after cops allegedly found heroin and pot in his jacket, leading to his arrest for possession with intent to distribute.

Taylor was shot in the parking lot of the Holiday Inn on Route 46 West in Totowa at 3 a.m. on Saturday.