Gov. Kathy Hochul is a “coward” for refusing to participate in multiple debates before the Nov. 8 election, Republican challenger Lee Zeldin said Monday.

“Kathy Hochul says the choice is zero debates or one debate,” the Long Island congressman said.

“It’s because Kathy Hochul is a coward. Let’s be honest. It’s because she’s scared to debate.”

During an unrelated afternoon news conference in The Bronx, Zeldin told reporters that he’d just spent 30 minutes being interviewed at the PIX11 TV studio in Manhattan.

“My understanding is that Kathy Hochul did a 30-minute interview with PIX11 as well, and they’re gonna air it on Friday,” he said.

“We should have been standing there next to each other and instead she didn’t have time to stand there next to me — but she did have time to stand there by herself.”

Zeldin has called for at least five debates across the state but Hochul last month agreed to just one — a proposed hourlong face-off on Oct. 25 to be televised by the Spectrum cable network.

Zeldin also said the Democratic incumbent released a new attack ad tying him to former President Donald Trump — who endorsed Zeldin on Sunday — because she’s “embarrassed” by and “ashamed” of her brief tenure in office.

“Kathy Hochul is out trying to crawl across the finish line. She’s trying to survive this election,” he said.

“I’m working as hard as I possibly can to do my part to save the state. Kathy Hochul’s barely working to try to save Kathy Hochul.”

Hochul’s campaign didn’t return a request for comment.