Blunt talk can make you some big bucks!

Always-opinionated talking heads Simon Cowell and Howard Stern topped Forbes magazine’s list of highest-earning TV personalities.

“The X Factor” creator Cowell, best known for his cutting commentary on wannabe pop stars, and sex-obsessed “America’s Got Talent” judge Howard Stern each pulled in $95 million in the past fiscal year, according a Forbes magazine analysis.

Even though Glenn Beck is no longer on Fox News Channel, he’s still doing well with radio and his TV gig on The Blaze. He made $90 million in the past year, according to Forbes.

Oprah Winfrey isn’t the media titan she once was, but she still pulled in an estimated $77 million. Her spin-off Harpo shows and OWN interviews with Lance Armstrong and Rihanna kept the cash flowing for Winfrey.

Winfrey’s protege Phil McGraw came in at No. 5 with an estimated $72 million rake for 2012-13, thanks to his enormously popular “Dr. Phil” daytime show.